Collin County · ZIP 75078 · CCAD N9537

2026 property taxes in Saddle Creek Phase One

The median home in Saddle Creek Phase One (ZIP 75078) fell by 9.6% for the 2026 tax year across 80 homes.

Protest deadline: May 15, 2026Source: Collin Central Appraisal District, accessed September 21, 2026
Reviewed for accuracy by Michelle E. Martin
How values moved in Saddle Creek Phase One
Bottom 25%
-10.0%
Typical home
-9.8%
Top 25%
-9.3%

Median per-parcel year-over-year change across homes that appeared on the appraisal roll in both years. If your notice shows an increase well above the typical home in your area, that gap is the basis for an equal-and-uniform protest.

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SNAPSHOT

2026 assessment snapshot for Saddle Creek Phase One

The median home in Saddle Creek Phase One was assessed at $703,453 in 2026, down $74,714 (-9.6%) from 2025.
Median assessment
$703,453
-9.6% YoY
Median sqft
3,942
~$178 / sqft
Protest rate 2025
21.3%
17 of 80
Never protested
61%
No filing 2021–2025
Repeat protesters
10%
Filed every year 2023–2025

That's the typical home in Saddle Creek Phase One. What about yours?

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PART OF

Saddle Creek Phase One sits inside

ZIP 75078Prosper
TAX RATES

2025 property tax rates in Saddle Creek Phase One

The most recent adopted rates from every taxing unit that covers Saddle Creek Phase One in Collin County. Bills built from these 2025 rates were due January 31, 2026.

A Saddle Creek Phase One homeowner's total property tax rate for the 2025 tax year typically lands between 1.40% and 2.21% of assessed value, combining county, city, school district, and special district rates. For most homes in Saddle Creek Phase One, the combined rate lands at 1.95% (Prosper Town / Prosper ISD).
Taxing unit2025 rate
Collin County0.15%
Collin College0.08%
Prosper Town0.51%
Prosper ISD1.21%

Rates are set by the county, city, school district, and any special districts; they can't be changed. What you can protest is the assessed value they get multiplied against.

These medians cover single-family homes. Condos and townhomes in Saddle Creek Phase One pay the same jurisdictional rates and typically have lower assessed values.

2025 adopted rates, sourced from Collin County, Collin College, Prosper Town, Prosper ISD. These are estimates for illustration; your bill depends on your exemptions and any special districts.

BENCHMARK

How Saddle Creek Phase One compares to ZIP 75078 and Collin County

MetricSaddle Creek Phase OneZIP 75078Collin County
Median 2026 assessment$703,453$771,717$476,125
YoY change-9.6%-2.9%-1.6%
Protest rate 202521.3%32.6%28.0%

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FAQ

Questions about Saddle Creek Phase One property taxes

What is the median assessment in Saddle Creek Phase One for 2026?

The median 2026 assessed value in Saddle Creek Phase One (CCAD neighborhood N9537) is $703,453, down 9.6% from $778,167 in 2025.

How does Saddle Creek Phase One compare to the rest of ZIP 75078?

Saddle Creek Phase One's median of $703,453 is 8.8% below the ZIP 75078 median of $771,717.

What is the property tax rate in Saddle Creek Phase One?

The combined property tax rate in Saddle Creek Phase One was 1.95% of assessed value per $100 for the 2025 tax year (Prosper Town / Prosper ISD), the most recent adopted rates on file. Bills built from these rates were due January 31, 2026.

Do these figures include condos and townhomes?

No. These figures cover single-family homes in Saddle Creek Phase One. Condos and townhomes sit inside the same taxing jurisdictions and pay the same rates; they typically carry lower assessed values, so the dollar amount owed is usually lower even though the rate itself is identical.

Methodology & sources. Medians, year-over-year change, and protest rates are computed from CCAD's 2025–2026 public appraisal rolls for every single-family residential parcel in Saddle Creek Phase One (CCAD neighborhood N9537, ZIP 75078; 80 homes; neighborhoods need at least 15 qualifying parcels to get a page). Sources: Collin Central Appraisal District (accessed September 21, 2026) · CCAD property search · Collin County Tax Assessor-Collector · Texas Comptroller protest guide. housegeek aggregates these public records for informational purposes only and is not affiliated with or endorsed by Collin Central Appraisal District, any taxing unit, or the Collin County Tax Assessor-Collector. Verify official appraised values, exemptions, supplemental changes, and tax bills with the county and district directly.

How we calculate the year-over-year change. Real estate values are heavily right-skewed: most homes move within a narrow band each year while a handful jump due to reassessments, renovations, or cap resets. An arithmetic average gets pulled by those few large moves and overstates what the typical homeowner saw. We report the median instead, which reflects the middle home in the area. This matches industry convention (Zillow, Redfin, FHFA, Case-Shiller, the Texas Comptroller) and tells you what to expect for a home like yours.

How to read these figures. These are area-wide medians, not a prediction for any single home. Appraisal districts do not apply one flat percentage across the board. Each home is valued on its own characteristics using standard appraisal methods, so your notice can move differently from the numbers here. Treat this as a starting point for whether a protest is worth a closer look, not an estimate of your own value.